Free Financial Health Check
A 30-minute audit of every policy, fund and loan you hold. No pitch — just clarity on what you own.
book it →// hello — i'm xue xun
8 years helping Singaporeans make confident money decisions — as a friend who happens to know finance, not a salesperson with a quota.
AI handles the heavy lifting so the thinking — and the relationship — stays human. Here's the exact workflow.
We lay out every policy, fund and loan you already own — no jargon, no judgement.
// what you already have
AI models gaps, overlaps and fees across your stack in minutes, not weeks.
// ai surfaces the gaps
I translate the model into plain, objective options that fit your real life.
// human judgement, your call
Questions after? You hear back from me — always. That's the whole promise.
// i reply. always.
Start with a free audit of what you already own. Everything else builds from there.
"He audited the policies I'd been paying for seven years and found two I didn't need. Then he actually replied every time I had a question."
First salary, first cover, first habits that compound.
30sHome, family, and making your money work harder.
40sRefinance, rebalance, audit what's quietly leaking.
50sTighten the plan and prepare a smooth handover.
60sWill, LPA, and a legacy that lands where you want.
I'm Academy Director at FT Academy — the training arm that's now pivoting into AI education. I don't just talk about AI; I teach it, and I bring those tools into every financial review I run.
That means you get a friend who knows finance and knows how to make AI do the boring, error-prone parts — so the advice you get is faster, cheaper to act on, and still completely human.
Talk through your numbersPlain-English thinking on money, policies, and putting AI to work.
The honest story behind the practice, and the lessons that shaped how I advise — clarity first, products last.
How to find out what you actually own — policies, CPF, investments and loans — and spot the gaps and overlaps quietly costing you money.
A decade-by-decade map of the money moves that actually matter in Singapore — what to do in your 20s, 30s, 40s, 50s and beyond.
Thirty minutes. I'll audit what you already own, show you the gaps, and answer every question — no pitch, no pressure. And yes, I'll reply.